David Adams helps financial institutions meet a wide variety of legal needs.
A majority of his practice focus is in the representation of institutional lenders, asset-based lenders, and investment funds in negotiating, documenting, and closing complex commercial loans of all types.
David also has deep experience providing regulatory and compliance advice to financial institutions, including banks, fintech companies, and non-bank lenders. He has negotiated enforcement actions with multiple federal and state regulators. He frequently represents clients before the Federal Deposit Insurance Corporation (FDIC), the Federal Reserve's Board of Governors, the Office of the Comptroller of the Currency (OCC), the Consumer Financial Protection Bureau (CFPB), and more than 30 state banking regulators.
David has closed hundreds of commercial credit facilities, ranging from the then-largest real estate transaction in U.S. history to numerous Small Business Administration (SBA) 7(a) loans. His loan work includes the documentation of syndicated credit facilities, agent-administered loans, asset-based loans, and real estate financing. He also counsels real estate investment trusts (REITs), with a particular focus on the health care and self-storage industries.