Meet Our Professionals

William L. Esser IV

Charlotte | 704.335.9507
Fax | 704.334.4706

Will Esser focuses his practice primarily on commercial litigation, bankruptcy and creditors’ rights, foreclosures, loan workouts, and loan sales. He has successfully represented lenders, loan servicers, landlords, municipal governments, creditors’ committees, receivers, and investment companies in federal and state court lawsuits, bankruptcies, arbitrations, and restructurings.

Will is certified by the North Carolina Dispute Resolution Commission (NCDRC) as a Superior Court mediator. He also serves as a co-chair of Parker Poe’s financial services litigation team and head of Parker Poe’s North Carolina foreclosure practice.

Will is admitted to the United States Supreme Court, the United States Courts of Appeals for the Fourth, Tenth, and Eleventh Circuits, as well as the federal district and bankruptcy courts for the Eastern, Middle, and Western Districts of North Carolina.

Prior to joining Parker Poe, he served as a law clerk for the Honorable Paul J. Kelly on the United States Court of Appeals for the Tenth Circuit.

Will is a passionate believer in pro bono work and served as chair of Parker Poe’s Pro Bono Committee from 2013 to early 2017. During that time, Will and Parker Poe were recognized through the following awards:

  • 2014 N.C. Bar Association Large Law Firm of the Year Pro Bono Award
  • 2014 Mecklenburg County Bar’s Outstanding Collaborative Project Pro Bono Award (in conjunction with Duke Energy and Legal Aid)
  • 2016 Outstanding Individual Pro Bono Service Award (Legal Aid of North Carolina)
  • 2017 N.C. Bar Association William Thorp Award (individual award for attorney who has presented exemplary pro bono legal services to low-income North Carolinians)

Representative Experience

Commercial Litigation

  • Litigated cases involving complex financial instruments (such as interest rate swaps and letters of credit) in both federal court and the North Carolina Business Court.
  • Defended financial institutions from borrower/guarantor claims for misrepresentation, fraud, tortious interference with business, negligence, unfair trade practices, and related tort actions.
  • Litigated breach of contract claims arising from asset purchase agreements, franchise and distributor agreements, and all forms of commercial contracts.
  • Represented municipal governments in litigation to recover on infrastructure bonds.


  • Represented creditors in all areas of bankruptcy practice in Chapter 7, 11, 12, or 13, such as cash collateral motions, motions for adequate protection/relief from stay, and contested confirmation hearings.
  • Represented unsecured creditor committees from committee formation through final distribution under confirmed plans.
  • Assisted purchasers in Section 363 asset sales.
  • Defended vendors, surety companies, and other defendants in preference and avoidance actions.

Collections / Loan Workouts / Loan Sales

  • Managed the workout of large loan portfolios for lenders involving hundreds of real property foreclosures/note collection lawsuits.
  • Obtained the appointment of real property receivers over all collateral types (office, multifamily, retail, and industrial).
  • Negotiated and litigated title insurance claims and other real property related litigation.
  • Assisted with all stages of loan workouts, including forbearance agreements, loan modifications, deeds in lieu, short sales, and collection actions.
  • Represented buyers and sellers in loan sale transactions, including due diligence and contract negotiation.

Selected Cases

  • Rose Oil Company, Inc. v. PNC Bank, N.A., 2016 WL 373961 (E.D.N.C. 2016). Granted dismissal of lender liability claims against bank regarding loans and interest rate swap, including enforcement of contested release in loan modification agreement.
  • ACC Construction, Inc. v. Suntrust Mortgage, Inc., 769 S.E.2d 200 (N.C. Ct. App. 2015). Affirmed dismissal of unjust enrichment and constructive trust claims against lender arising from contested foreclosure, as well as awarding sanctions against plaintiff and plaintiff’s counsel.
  • The Caper Corporation v. Wells Fargo Bank, N.A., 578 Fed. Appx. 276 (4th Cir. 2014). Affirmed dismissal of multiple contract and tort claims against bank related to interest rate swap used to hedge floating rate LIBOR loan.
  • Campbell v. Hanover Insurance Company, 709 F.3d 388 (4th Cir.), cert. denied, 134 S. Ct. 221(2013). Affirmed the grant of summary judgment to surety company on trustee’s preference claims arising from surety’s draw on a letter of credit provided by bonded contractor.
  • Harris v. SunTrust Mortgage et. al., 2013 WL 1120846 (M.D.N.C. March 18, 2013). Granted lender’s motion to dismiss claims asserted by borrower, including wrongful foreclosure and violations of TILA, RESPA, HOEPA, FCRA, slander of title, and others.
  • LFM Real Estate Ventures, LLC v. SunTrust Bank, 2012 WL 6114242 (W.D.N.C. December 7, 2012). Awarded lender judgment against borrower and guarantors, and dismissing lender liability claims for alleged fraud, predatory lending, breach of contract, breach of fiduciary duty, and unfair and deceptive trade practices.
  • In re Versant Properties, 2011 WL 1131057 (W.D.N.C. 2011). Held that lender, not lien claimants, was entitled to return of excess letter of credit funds drawn by municipal government for subdivision infrastructure.
  • Speedway Motorsports International Limited v. Bronwen Energy Trading, Ltd., 706 S.E.2d. 262 (N.C. Ct. App. 2011). Affirmed denial of French bank’s request to change venue to Switzerland based on forum selection clause contained in demand guarantee to collateralize international purchase of petroleum products.

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Honors & Awards

  • Woodward/White’s The Best Lawyers in America in Bankruptcy and Creditor Debtor Rights/Insolvency and Reorganization Law, 2016-2018; Bankruptcy Litigation, 2018
  • North Carolina Bar Association's William Thorp Pro Bono Attorney Award, 2017
  • North Carolina Super Lawyers, 2017-2018; Rising Star, 2009
  • Legal Aid of North Carolina's Outstanding Individual Pro Bono Service Award, 2016
  • Chambers USA: America’s Leading Lawyers in Bankruptcy/Restructuring, 2012-2013
  • Business North Carolina magazine’s “Legal Elite” in Business Law, 2012
  • Mecklenburg County Bar Volunteer Lawyer Program Pro Bono Awards, Outstanding Individual Attorney, 2011
  • Belmont Abbey College Alumni Sports Hall of Fame Inductee, Tennis, 2011
  • Recipient of the Belmont Abbey College Brother Gregory Corcoran Distinguished Alumnus of the Year Award, 2010
  • Charlotte Business Journal's 40 Under 40, 2009
  • North Carolina Super Lawyers Rising Star in Business Litigation, 2009
  • Martindale-Hubbell BV® Distinguished™ in Commercial Litigation; Real Estate Foreclosure; Franchise Litigation; Receiverships; Bankruptcy; Civil Fraud; Unfair Competition


  • Mecklenburg County Bar, Fee Disputes Committee, 2013; Bar Leadership Institute, 2011
  • Room at the Inn, (n/k/a MiraVia), President, 2008-2009
  • St. Thomas More Society, Inc., Co-founder and President, 2004-2006
  • United States Bankruptcy Court, Chair, Chapter 11 Subcommittee, Western District of North Carolina Local Rules Committee, 2007
  • Parker Poe Adams & Bernstein LLP, Pro Bono Committee Chair, 2013-2017