Meet Our Professionals

David W. Adams

Atlanta | 678.690.5718
Fax | 404.869.6972

David Adams helps financial institutions meet a wide variety of legal needs.

A majority of his practice focus is in the representation of institutional lenders, asset-based lenders, and investment funds in negotiating, documenting, and closing complex commercial loans of all types.

David also has deep experience providing regulatory and compliance advice to financial institutions, including banks, fintech companies, and non-bank lenders. He has negotiated enforcement actions with multiple federal and state regulators. He frequently represents clients before the Federal Deposit Insurance Corporation (FDIC), the Federal Reserve's Board of Governors, the Office of the Comptroller of the Currency (OCC), the Consumer Financial Protection Bureau (CFPB), and more than 30 state banking regulators.

David has closed hundreds of commercial credit facilities, ranging from the then-largest real estate transaction in U.S. history to numerous Small Business Administration (SBA) 7(a) loans. His loan work includes the documentation of syndicated credit facilities, agent-administered loans, asset-based loans, and real estate financing. He also counsels real estate investment trusts (REITs), with a particular focus on the health care and self-storage industries.

Representative Experience

  • Represented national bank before the OCC in connection with an acquisition.
  • Negotiated and drafted lending programs for community banks in Georgia, North Carolina, South Carolina, and Tennessee.
  • Closed credit facilities secured by multiple properties across multiple jurisdictions.

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Honors & Awards

  • Georgia Trend's "Legal Elite," 2012-present
  • University of Georgia Alumni Association's 40 Under 40, 2014
  • Georgia Super Lawyers, 2010-2012


  • State Bar of Georgia, Ethics & Professionalism Committee, 2009-present; Young Lawyers' Division Ethics and Professionalism Committee, 2007-2009
  • Community Bankers Association of Georgia
  • Georgia Bankers Association
  • Children's Healthcare of Atlanta, Emerging Leaders for Children’s (ELC)