Skip to Main Content

Meet Our Professionals

Andrew F. Lopez

Counsel
Charlotte | 704.335.9056
Fax | 704.334.4706

Andrew Lopez focuses on commercial lending, real estate, bankruptcy, and corporate law. He represents financial institutions such as large institutional, regional banks, and private lenders as well as borrowers in a variety of transactions, including construction loans, term loans, lines of credit, acquisition and development loans, and asset-based loans.

Andrew has also represented financial institutions in matters involving corporate bankruptcy proceedings, creditors' rights, restructuring, and insolvency. He has advised on negotiating workout solutions designed to avoid bankruptcy or foreclosure, such as loan modifications and forbearance agreements. He has also represented financial institutions in civil litigation arising out of mortgage-related disputes and other complex civil matters. He is knowledgeable about lending laws and regulations, mortgage banking, foreclosures, REO, default servicing, and compliance functions.

Andrew currently serves on the Board of Advisors of the UNC Center for Banking and Finance. Andrew formerly served on the Board of Directors of the Mecklenburg County Bar Association. Additionally, Andrew is actively involved with Wayfinders (formerly the Bruce Irons Camp Fund), which provides year-round mentoring and enrichment activities for public school students whose families have limited financial resources.

Representative Experience

Real Estate Lending Transactions

  • Represented the lender in a $21 million construction loan for a mixed-use development involving infrastructure escrow agreements with three separate parties and pledges of membership interests.
  • Represented the lender in a $24.22 million acquisition and development loan for a residential development involving a takedown contract with a national builder and pledges of membership interests.
  • Represented the lender in a $11.2 million loan to a medical practice.
  • Represented the lender in a $7 million loan for acquisition of a shopping center occupied by several national retailers.
  • Represented the lender in a $9.48 million acquisition and development loan for a residential development involving a takedown contract with a national builder and pledges of membership interests.
  • Represented the lender in a $10 million construction loan to acquire land and build spec industrial warehouse space.
  • Represented the lender in a $19.05 million acquisition and development loan for a residential development involving a takedown contract with a national builder and pledges of membership interests and pledges of membership interests.
  • Represented the lender in a $11.25 million acquisition and development loan for a residential development involving a takedown contract with a national builder.
  • Represented the lender in a $12 million acquisition and development loan for a residential development involving a takedown contract with a regional builder.
  • Represented the lender in a $21.7 million acquisition and development loan for a residential development involving a takedown contract with a national builder.
  • Represented the lender in a $17.1 million acquisition and development loan for a residential development involving a takedown contract with a national builder.
  • Represented the lender in a $11.01 million acquisition and development loan for a residential development involving a takedown contract with a regional builder.
  • Represented the lender in a $13.92 million acquisition and development loan for a residential development involving a takedown contract with a national builder.
  • Represented the lender in a $17.5 million acquisition and development loan for a residential development involving a takedown contract with a national builder.
  • Represented the lender in a $9.8 million acquisition and development loan for a residential development involving a takedown contract with a national builder.
  • Represented the lender in a $12.52 million acquisition and development loan for a residential development.

Syndication and Participation Lending Transactions

  • Represented a participant lender in connection with a $200 million revolving credit facility.
  • Represented a participant lender in connection with a $400 million revolving credit facility.
  • Represented a lender in connection with a $350 million syndicated credit facility.
  • Represented a participant lender in connection with a $150 million revolving credit facility.
  • Represented a participant lender in connection with a $225 million revolving credit facility.

Additional Financial Transactions

  • Represented selling lender in sales of multiple real estate secured loans.
  • Advised institutional lenders in midmarket commercial loan workouts and bankruptcy proceedings.
  • Represented lenders in asset-based lending to operating companies.
  • Represented a national insurance company in more than 100 bankruptcy matters.
  • Served as lead attorney in more than 50 bankruptcy-related litigation matters.

Loading content

Loading content

Honors & Awards

  • The Best Lawyers in America "Ones to Watch" in Real Estate Law, 2021-2024
  • North Carolina Pro Bono Honor Society, 2019
  • North Carolina Super Lawyers Rising Star, 2018
  • Pace University Environmental Law Moot Court Competition's Best Brief for the Appellee, 2007

Memberships

  • UNC Center for Banking and Finance, Board of Advisors, 2019-present
  • Bruce Irons Camp Fund, Vice President of Planning and Finance, 2016-present; Board of Directors, 2014-present
  • Mecklenburg County Bar Association, Board of Directors, 2015-2018